Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-10-31
  • Current Version: 2.8.2
  • Adult Rating: 4+
  • File Size: 4.50 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 10.12 or later.
Score: 4.5
From 740 Ratings


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All accounts in one app Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and manage your everyday finances. • Super fast Creating a new transaction now takes a matter of seconds. The app was designed with simplicity and convenience in mind. It will never require you to make dozens of unnecessary steps to accomplish simple tasks. • Companion iOS & Apple Watch app Debit & Credit has its own app for iPhone and iPad, which you can use to add transactions on the go. It is super convenient and keeps data in sync via iCloud. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Powerful features Split categories, pending transactions, transaction export, file attachments (with sync), transaction tags, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • iCloud sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. Some features are limited to premium version subscribers. If you choose to purchase premium version, payment will be charged to your iTunes account, and your account will be charged for renewal 24 hours prior to the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Current price for the premium subscription is $9.99 per year, and may vary from country to country. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact



  • Excelente App

    By Vblacud
    Excelente App!!!! Muy sencilla de usar y de llevar tus cuentas. Su interface es muy intuitiva.
  • good but needs some work

    By why nickname??
    It works well and has a decent interface. But, 2 peeves 1) automatic decimal point is lacking - this seems like a huge omission in an accounting program 2) display of spending categories isn’t implemented propertly - you can nest categories under “parent” categories, but when you go to assign a category to a new transaction, this nice hierarchical structure isn’t present. Syncing between desktop and iOS versions is solid. Haven’t yet tried reporting functions.
  • This app is everything a highschool student needs

    By KrackenKerr
    A GREAT APP IF YOU DON’T WANT TO MESS AROUND WITH CREDIT CARDS OR BANK ACCOUNTS. So I’m a highschool student and I wanted an app that all I had to do was plug in my current savings, my allowance per month, and the price of the computer I wanted to buy in the future. I literally tried every app out there with no luck. I don’t have a credit or debit card or even a bank account so those fancy apps that link all your cards and accounts in one place was just not was going to work for me. What I really wanted was an app that could calculate how much I would be under/over money wise for my future computer. Just plug in your money and everything is automated! Another great plus is it has a companion ios app that you can sync with over iCloud. My only regret with this app is it is not available for windows for when I get a new computer. Great app.
  • Poor Excuse for an app

    By janricketts
    Trying to use this app, when you resize the columns and then edit a transaction and finish the resize is very badly messed up, rows do not resembal a check book. categorys and subs not very well definded( finly found the edit for themunder the prefences/metadata. a poor free app, oh wait you can purchase the pro version but you will still have the same problems.
  • great app

    Love the app and the ability to have all my accounts in one place. Very user friendly overall. I do wish there was a way to get reports on individual accounts in the premium package. Maybe in future updates?
  • Great App.

    By dsfgdhfgtj
    Is everything I was looking for to keep track of my finances. Easy to use.
  • Excellent household Manager

    By Pilgrim 2
    If you’re looking for an easy and accurate method to manage your budget, you’ve found it. It enables me to track monies in and monies out. I’m glad to recommend this program to all who are looking for a budget helper.
  • Good application - great support

    By trainmannut
    Been using D&C since June and have found it to be a well written application for both macOS X and IOS for personal finances. More importantly the developer is responsive and helpful to questions and is updating the app continuously.
  • Great!

    By BillyP52
    I used Quicken for years with Windows but when I retired & returned to being a full time Apple user, I was so disappointed in Quicken for Mac. I tried several other products, none worked for me so I went back to Quicken. I have been using Debit & Credit for a couple of months now - so happy. Just what I needed. I have both the Mac & OS apps. Convenient & intuitive. Thank you! UPDATE: Still using and loving this app, closing in on 2 years!
  • A good application and good alternative to Quicken

    By Alan S from Boston
    After one month this program seems to be a good alternative to Quicken. I would like to easily see if an entry has been reconciled and I'd like to see an improvement to an entry that has multiple categories with the ability to edit them (think a credit card payment)