Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 3.0.2
  • Adult Rating: 4+
  • File Size: 17.44 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,124 Ratings


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. If you choose to purchase premium version, payment will be charged to your iTunes account, and your account will be charged for renewal 24 hours prior to the end of the current period unless auto-renew is turned off at least 24-hours before the end of the current period. Current price for the premium subscription is $14.99 per year, and may vary from country to country. Subscription may be managed and auto-renewal may be turned off by going to your App Store account settings or the app settings after purchase. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact



  • The best way to budget if you don’t trust robots

    By CoreyIn140
    I love being in control of my budget, and Debit & Credit gives me complete control and lots of tools to organize all my information. When checking bank or credit card apps can be confusing with available balance vs statement balance vs current balance, I always prefer checking my official log in Debit & Credit where I know what everything means and how much money is where. My only issue is the latest update that added folders has caused some weird bugs in the color scheme that make it hard to parse some information, but the addition of folders is a godsend so I’m not complaining.
  • Love It!

    By JCW308E
    Fantastic financial app and the best dev/support around. The developer is incredibly responsive. I would like to see a couple of things in the app: 1-Uncleared items a different color (as an option) 2-Just a little more color or something (looks very generic) 3-Viewable check numbers on main screen Otherwise it’s a perfect app!
  • Love this app

    By Skerb
    I use this app every day. It’s very helpful to keep track of your accounts. The developer does a nice job with regular updates. Thanks for making such a helpful app!
  • Another excellent update

    By trainmannut
    Account folders make having lots of accounts much easier to manage plus subtotal in dominant currency is very nice.
  • Love it! But just one thing I wish it had.

    By SaifAliAD
    I’ve been using this app for so long I love it, it helps me track everything so simply and easily, the UI is very simple and smooth. There’s no adds and everything just works amazingly. But I just wish that I could get a report for example being able to see earnings compared to expenses but only on a specific account. Other than that perfect.
  • Great App

    I loved the app. It's simple and intuitive. The syncing feature using iCloud between Mac & iPhone is excellent. I would suggest to the developer to add a widget "Add New Transaction" for the iPhone, similar to the Mac widget you already developed.
  • Needs to be more upfront before purchase

    By luckylu1122
    I like everything about this app until I purchased the premium version to share my accounts with a family member. It turns out that the family member also needs a premium account to view more than two accounts even though they are MY accounts under MY premium subscription. Developer stated this is listed under the subscription terms but it is hidden everywhere else including in the section of the user manual “Shared Accounts Limitations.” Developer answered email promptly just wish we could share more than two spending accounts.
  • Simple But Powerful

    By lsw629
    This is my first app review - thank you for this amazing app! Beautiful, simple to learn but robust and powerful. No other app (I’ve tried YNAB, Mint, and custom spreadsheets) can come close with the amount of options available, including the ability attach receipts.
  • Great app, love it.

    By BigDaddySnoop
    Easy to use and syncs very well. Thank you!!! I replaced iBank with this solution.

    By Ckl221
    Love this app, keep me updated with all my account, All transactions has to be done manually accuracy of accounts depends on your inputs. Sync works perfectly fine. It syncs automatically and instantly every time new information is key in. Loved UPDATED 03/12/2019 I KEEP LOVING THIS APP. THIS APP KEEPS ME UP TODAY WITH ALL MY FINANCE. SYNC WORKS AWESOME 😎 SWITCHED PHONE TWICE AND INFORMATION IS ALWAYS THERE JUST RE DOWNLOAD THE APP AND BOOM. ALL MY INFO IS BACK TO MY NEW PHONE. LOVE THE GEO LOCATION BUSINESS FEATURE, MADE THE JOB EASIER. STOP LOOKING FOR THE RIGHT FINANCES TRAKER APP. THIS IS THE ONE ☝️