Envelopes: Budget Manager

Envelopes: Budget Manager

By emdentec ltd

  • Category: Finance
  • Release Date: 2016-08-14
  • Current Version: 3.0.3
  • Adult Rating: 4+
  • File Size: 5.19 MB
  • Developer: emdentec ltd
  • Compatibility: Requires iOS 11.0 or later.
Score: 4
From 52 Ratings


Envelopes is a virtualisation of the envelope budgeting method. It is simple to use and allows you to keep a close eye on where your money is being spent, but without the need to keep paper envelopes filled with cash around. ∙ Create unlimited envelopes and order them to your preference. ∙ Set up a budget with Quick Deposits and distribute your income to all your envelopes at once. ∙ Create withdrawals, deposits, and transfers with custom memos to track your spending. ∙ Secure your data with a passcode, and use Touch ID or Face ID if supported by your device.



  • Best Budget App Ever

    By Jcaskey1048
    I could not live without this app! It is the only way I’m able to manage my money easily and effectively. I can pull up the app at any time and know exactly how much I have to spend in any given category. It makes budgeting so easy. I could not recommend it more. I usually don’t ever buy apps—if they aren’t free, I’m not interested. But this? Worth every single penny.
  • Best budget tool

    By LiteratureLover
    This app is so clean and simple. It’s very easy to use and has helped me keep my budget straight for 5 months now.
  • Envelopes

    By IamSporkette
    This is my favorite method of tracking my funds and setting up my budget. Envelopes is a very nice implementation. When I moved from android a couple of years ago I was quite disappointed that I could not bring my “budget with envelopes “app with me. I searched for a few hours , tried a few, and was struck with how well envelopes implemented the concept. Two years later and I’m still content with the app. Admittedly I was initially put off by the cost of the app, but I decided to get it anyway and I’ve been satisfied ever since. Don’t be discouraged by the price. If you’re looking for a very nice envelope budget app, you’ve probably found it.
  • Missing most important features

    By RNA_Polymerase
    This app is missing some vital features: SYNCING The most vital ability is for more than one device to have access to view the envelopes. Your data is landlocked to just your phone. I was sitting here trying to make a case for using this between my wife and I, but it is just not there. AUTO-RESET For repeating envelopes per month, it would be nice to be able to reset with a single button or process. This is definitely a high ranking feature that is missing in this version. NOTES Another missing feature that other reviewers have mentioned is the Notes ability. I used this some on the old version of the app, but I can see this is an important one. IMPORT I lost several years of data when I switched over due to the “Developer needs to update” messages. I bought the app hoping this might import the old data since I could not even open the old app to view it. Gone, baby ... gone. Without these and some other improvements, this app does not hold up to its seven (7) dollar price.
  • So easy!

    By 8thgrade teacher
    I love this app because it’s just basic deposit and withdrawal if you’re not interested in typing a bunch of info each time you need to put in a transaction. I just wanted a digital version of the envelope system that was easy and FAST and this is it.
  • Great but need backup

    By Safekids
    Used the old one and love both! Keeps me on track with spending and saving!! I just wish there was a backup option!
  • I LOVE this app, BUT...

    By natalieanneconstable
    I absolutely 100% cannot stand the ugly salmon/red color that the whole app insists on being. I would love if this could be customized, or simply black. I will change my rating to 5 stars if that ever happens because it truly is so helpful for me!!😊 I’m evil I know I’m sorry. I also agree with everything Tindy89 said!
  • Has the basic needs.

    By Justin123456789012345
    The reason I give this two stars is because if it’s very basic capabilities and the fact you’re paying so much money for something you can get for free with other apps. Another huge driver for the low rating is the fact that you can’t press one button and automatically fill your envelopes. You have to individually enter each amount into each envelope. So a person who has a lot of envelopes like say 20 envelopes this task becomes cumbersome. An auto fill or fill all envelopes feature would be nice.
  • Great app. Could use a few tweaks.

    By Feffy Borth
    The concept of this app is great. It's simple and functional. It's an easy way to digitally separate financial categories "envelopes." It is extremely manageable compared to other apps I have tried. The older version of the app used to have “notes” which I used to track goals, or Christmas lists, etc...but they removed that feature with the update which was a huge disappointment for me. Other than that - I feel that at $6 this app is a bit overpriced - but on the other hand I use it constantly so it’s worth it to me. I wish they would include iCloud syncing so all my devices would see it.
  • Nice and simple for the everyday person

    By DogMaster&Artist
    Nice and simple for the everyday person... but I’d like to see a few options added: -A history of every move the money makes (rather than having to tap on each and every envelope...) -A separate “tag” for each transaction. I’d like to have a tag for cash, checking, savings, PayPal, gift cards... or whatever I wish & be able to see the total of what is in each. It’s hard to put in any money but what’s in my checking for me, because the “total” number throws me off when I add cash into the envelopes. I can’t easily double check my work with my checking account’s amount. For example: I spend a $20 cash bill on groceries but have to use my debit to buy the remaining $2.49 from my checking. I want to know that I didn’t take $22.49 all out of checking. -A search feature would always be nice -A way to upload my data to the cloud/export to pdf... or something. Just in case something happens to my phone. Thanks for the great app! I’d love to see it continue to grow!