Debt Free - Pay Off your Debt

Debt Free - Pay Off your Debt

By Mobile Innovations LLC

  • Category: Finance
  • Release Date: 2010-12-15
  • Current Version: 5.8
  • Adult Rating: 17+
  • File Size: 17.18 MB
  • Developer: Mobile Innovations LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,432 Ratings


※ Top selling app in finance category ※Optimized UI for iOS11. ※Sync data across all your devices. ※ FEATURED IN WIRED MAGAZINE - “App Guide 2012”. ※ FEATURED BY APPLE IN “WHAT’S HOT”. ※ "Debt Free makes it easy to confront Debt and manage it wisely" - ※ "Snowballs Made Easy with the Debt Free iPhone App" - ※ Debt Free App’s RESOLUTION is to help you PAY OFF YOUR DEBT. ※ Debt Free App helps SAVE YOUR TIME and MONEY. ※ What our Customers Say ※ ------------------------ ※※※※※ "Very Innovative App.By far the most well developed Debt Payoff program i have come across." ※※※※※ "Easy to use and practical." ※※※※※ "I have been using this App since an Year and i Love It! It allows you to sync between devices!" ※※※※※ "Has been using this App from past 18 months. Nice User Interface and Perfect blend of features when compared to other similar Apps. Will recommend to my fellow FPU members ." ※※※※※ "Have nothing but praise this App. It helped me stay focused and pay off $13,500 in 5 months. This app changed the way i viewed the money." Are you serious in Paying off your Debt? Then DEBT FREE App is for you. This App helps you organize,monitor and payoff your debt using debt Snowball method. You can analyze and model debt repayments to see when exactly you can become debt free. You can also Sync data between devices. So GET STARTED ! ACHIEVE YOUR FINANCIAL FREEDOM. ※※※※ ※ Bonus: This app also includes 3 Built in calculators to help you decide on monthly payments - Payoff date calculator - Loan calculator - Mortgage calculator Main Features: ※Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate Apps for each device. ※Quick Debt Summary - Displays Quick Summary of your Total Debts with Percentage Progress Bar,Debt Free Date,Interest Savings and Early Payoff Date. ※Percent Paid Progress Bars - Percent Paid Progress Bars for each Debt which motivates you towards Paying Off your Debts. ※Reports and Charts - 2D Pie Chart View of your Debts with Debts by Category and Debts Remaining. ※Transactions - Enter your Expense Transactions for Each Debt so your Remaining balance will be Automatically Updated. ※Payment Due Date Notification - You can Set Payment Due Dates Notifications and also Payment Due Date Time for Each Debt. ※Pay Off Strategies - Supports Multiple Payoff Strategies . - Lowest Balance - Highest Interest Rate - Highest Balance - Custom Order By choosing a strategy you can see how the Total Debt,Interest Amount and Debt Payoff date get affected. ※Tracks Multiple Debts - You can Track unlimited Number of Debts. ※Debt Payment Tracking - Record your Payment every time you Pay towards your Debt which automatically updates your Debts Information. ※ Promotional APR's - Supports promotional APR's for credit cards. ※ Mortgage overhead costs - Track mortgage payments accurately by including all over head costs. ※Amortization Table - Amortization table shows a Complete Payment Schedule which allows you to view the interest, principal, and remaining balance for each and every payment of the Debt. ※Pay Off date Calculator - Use the built-in Payoff Date Calculator to see the how the monthly payment amount will affect the payoff date and total interest paid. ※Extra Payment Feature - Calculates Interest and Time Savings with Extra Payment. ※Pass Code Lock - Pass Code Protection to keep your Financial Information Private. ※Export Capability - Email your Debt Report and Amortization Schedule in HTML Format.



  • Eh, customer support makes it difficult.

    By KedRed
    I signed up, got a new phone and redownloaded it to the new one. I don’t remember the password I set up, customer support is not answering emails on request to do so. I can’t get any kind of reporting, amortization’s or anything else from the app without the password so the lack of customer support has rendered this app useless for me.
  • Overall, it’s good for what I want

    By Christi617
    This app is super simple to use. Just enter your debt, interest rate, min payment, due date, credit limit (or original balance) and current balance. It then tells you how much total debt you have and how soon you can pay it off using the calculated plan you choose (snowball or not, highest interest, lowest balance, custom, etc). It really opened my eyes to my debt situation and gave me a clear plan...for that it deserves 5 stars. There are a couple of issues that are mentioned in previous reviews. When you make a payment, it doesn’t credit it in the payment schedule. For example, I owed MasterCard $200 and Visa $400. Making an August payment of $200 to MasterCard and $25 to Visa, means that my September payment should be $225 to Visa. Instead it now wants me to make another August payment of $225 to the Visa. I would think that this would be an easy fix for the app designers. Knowing that the app does this, means that I am just looking at due dates and applying the snowball payment to the correct debt, while paying minimum payments to everything else.
  • Needs Update

    By godfrey.ra
    I like the features of this app more than a lot of other debt-related apps, and this one doesn’t require creating an account — no sharing your info. My complaint is that the app looks the same as it did years ago and the resolution isn’t great. Blown up on my iPhone 8 Plus, it looks terrible. The important part is functionality, which is good. So overall, the app is 👍🏼
  • Love this App

    By SmartyPantsDance
    I like this app because it keeps me motivated to get those debts paid off. It works fine for me. I am progress motivated and this helps.
  • So very helpful

    By Ky1atty
    This really gives me a picture to work with. Drives me crazy trying to do it on paper. Plus I can login anytime and things are easily adjusted.
  • Works but.

    By British medic student
    Can’t get notifications to work on iPhone and when I’ve paid a bill on the status screen it still shows as due until the end of the month. Other than that it’s worked really well and has helped me track debt.
  • Past its prime

    By Road Trip Harry
    Used to be a great app. But last update was a year ago (2018) and didn’t do much. (Their last Website copyright date was 2012)! Entering data and saving it is confusing. Everything has to be entered manually - why not a download function similar to Mint? The app developers are phoning this in from home now and I wouldn’t be surprise to see it fade away.
  • Buyer Beware

    By Ranger Ken
    I paid for and downloaded this app yesterday based on the [I know see] old, outdated reviews. It doesn’t work anymore, and. from what’s shown in the App Store, It looks like it hasn’t been updated for a year. It won’t sync, the “backup” option only says to email myself a copy of the backup file, Without providing any clue as to where exactly that file might reside on my iOS device(s). The data-picker roll wheel is erratic, won’t put the right date in the right spot, and only allows you enters the first of the month regardless of what day of the month you actually pick. It doesn’t provide even the basic snowball payoff functionality, and insists on displaying a mashup schedule that appears to blend 2 different strategies. I’m off to look for a better app.
  • Almost perfect ...

    By Kumbahya
    Been using this program for the last four or five years, or maybe longer, and I’m finding it very useful. There are two bugs that I believe still exist, one of them has to do with final payments, and the other is a spurious payment amount that generate more than two decimal places. If those were fixed, this app would be perfect! :)
  • Great app

    By Tymikia
    I really enjoy the ease of this app. I’m the nerd of the team and for me, this app does exactly what I need it to do. Simple, yet powerful. Thanks for a creating this much needed tool.