TVM: Time Value of Money, Financial Calculator

TVM: Time Value of Money, Financial Calculator

By Verosocial Studio

  • Category: Finance
  • Release Date: 2010-10-27
  • Current Version: 8.1
  • Adult Rating: 4+
  • File Size: 1.52 MB
  • Developer: Verosocial Studio
  • Compatibility: Requires iOS 9.0 or later.
Score: 2
From 12 Ratings


The TVM: Time Value of Money, Financial Calculator app will help you figure several different calculations using the most popular financial formulas of Present Value, Future Value, Periodic Payment Amount, Number of Compounding Periods (months or years), and Interest Rate. The idea of interest earned is that money made available at the present is worth more than the same amount of money in the future due to its potential earning capacity through interest. Provided this money can earn interest, any amount of money is worth more the sooner it is received. This App specifically concentrates on solving for 1) Present Value (PV), 2) Future Value (FV), 3) Periodic Payment Amount (PMT), 4) Number of Compounding Periods (Time), and 5) Interest Rate (Rate(%)) For example, Compound Annual Growth Rate (CAGR) can be computed by selecting “%” and entering 3 numbers: PV, FV, and Time, then selecting Annual. This app has built-in documentation with equations. This app features: • Send your calculations or conversions by email • Universal App (iPhone, iPod Touch, and iPad) • Latest version of iOS is supported • Retina Display graphics • Fast app switching • Automatically Saves Your Inputs • Export to CSV • iPhone 6, 6+, 5 screens and the original 3.5 inch screen are supported • Latest version of iOS is supported No network connectivity required.



  • Much improved with database

    By Brasshandle
    Little database makes the app much better, especially with the auto save feature. The email and printing very helpful. No longer crashes. Sorting is very helpful Highly recommended for educational help.
  • Screwy

    By Gollnick
    This thing is just screwy. Some things it calculates correctly. Others it is just totally wrong on. The user interface is a bit difficult to understand.
  • Didn't help me

    By Dave & Demi
    I am not expert on financial calculators. I have used them online before. I found this one difficult to figure out which variables go where. Someone with a better knowledge of financial calculators would probably find this one very easy to use.
  • Period issues

    By Financial confusion
    It appears that there is a mix up. Choose "monthly" if you mean "annual" for both time (period) input and interest input. The "beg/end" option for payment works as it is suppose to. That seems to be the problem. Once I did that the calculations started working properly.
  • TIME Value of bad

    By gatxbuzz
    I found the TVM app to not to work. It is a bad app. I want my money back.
  • Less than intuative

    By Stash2
    Unclear how to properly enter information. Answers received were not in sync with my other financial calculators. A waste of money.
  • Effective app.

    By Serraswings
    Simple but effective. Makes time value calculations quickly. Same program can be found on a ti83+ calculator. Same calculations can be made on financial calculators. A little expensive for such a simple program though.
  • Didn't work

    By TORwithanE
    This didn't work for me at all waste of money
  • Time value

    By jgray3690
    Easy to load info and easy to play what ifs with the inputs