Empower - Banking & Budgeting

Empower - Banking & Budgeting

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.3
  • Adult Rating: 4+
  • File Size: 77.64 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
5
From 4,166 Ratings

Description

The Empower app is the home of “Your 24/7 Financial Assistant” and Empower banking, the mobile bank with unmatched rewards. “Your 24/7 Financial Assistant”: Link your existing bank accounts to have the app watch your money 24/7, analyze your accounts for saving opportunities and help you squash debt. Our users have saved thousands of dollars by tracking their spending, taking our recommendations and setting up automatic saving. Empower banking: Get a no-fee, no-minimum checking account with free ATM, 1% cash back, a high interest savings account, and a beautiful, award-winning personal finance assistant app that helps you make better financial decisions. Join the waitlist today for unmatched banking. Forbes: “The app will let you renegotiate big bills you didn't even realize you could reduce” Time: “Get some help cleaning up with Empower, a new money management app designed to help you make sense of your financial life” NYTimes: “Empower focused on “finding” people savings by analyzing their accounts and suggesting higher-interest savings, lower-interest cards, and subscription cancellations, among lots of other features” Business Insider: “ Thanks to its ability to house and track all my financial activity in one place, plus the active role it plays in finding me hidden savings, Empower is now the only personal finance app I use.” WHY OUR USERS LOVE US: "Since using Empower, my credit score has increased from 680 to 720!" - Antonio "I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina "AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom DEETS AI assistance: - Link external accounts and manage all your money from one place - Track spending, set up goals and get alerts to stay accountable - Intelligence assistance scans your accounts for savings, such as bills you can negotiate or cheaper car insurance - 4.8 star rating by 3,500 iPhone users Empower checking & debit card: - 1% cash back on the first $1,000 of purchases on the debit card - No fees, no minimums - 25,000 free ATMs in the US - 1 out-of-network ATM reimbursement a month (anywhere in the world) - No foreign transaction fee - Lock & request new card in app - Instant notifications of transactions for enhanced security - Visa Zero Liability Policy protects you against unauthorized purchases Empower savings: - 1.85% APY - No fees, no minimums - Instant transfers to your Empower checking & debit card - Automated saving from Empower checking account SECURITY - Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. - Your personal information is fully encrypted using SSL.

Screenshots

Reviews

  • Excellent!

    5
    By Ajajshdhx
    Awesome app, have been searching for a finance app like this for awhile now.
  • Terrible

    1
    By Gim01
    Every few days it will stop updating my accounts and the budget won’t stay updated. I’ve tried everything even talked to customer service and they always give me the same thing over and over. Now it’s not letting me log back in or create another account. I’m done. Not cool.
  • Not worth the time

    2
    By Poohgirl65
    At first the app was useful. It showed me where I was spending & where the money was at. Also at first the app was updating frequently. Now, it’s not updating but once every 2 or 3 weeks. Just not worth the convenience since it’s not accurate.
  • Love it

    5
    By manirenesimonemariehuyana
    Love this app and how it helps me keep track of my finances in a very easy and automatic way.
  • It doesn’t update often

    2
    By Deucey22
    I have to keep signing in to the bank account every time I log in. My credit cards is not updating the correct amount. It’s hard to budget when the App does not have the proper amounts updating.
  • It’s good when it works, but it’s unpredictable

    3
    By JR-ARL
    I had a good run with Empower and decided to take out a monthly subscription. I saved 40% more than usual, which was great. Seeing exactly where the money in real time goes helps me to know when to cut back and how to spend. It is precisely because of that that I need the app to be dependable. Recently, my spending report dropped by hundreds of dollars, for no reason and it’s being underreported no matter what I do. This is on BOA/AMEX standard accounts. Additionally, I can’t add my online savings account at Citizens - which doesn’t give me a good idea of my debt to cash ratio.
  • Couldn’t install; support couldn’t help; not ready for prime time

    1
    By NJComplyGuy
    I had read great things about this app on various reviews, but I don’t believe it’s ready for prime time. After downloading the app, I tried to sign up for an account, but it would not recognize my email as a valid email. I tried another email, which worked, but then got errors on linking my bank account. I contacted support, and although they tried to help, they have no solutions for either issue. Ultimately I spent tons of time trying to even get an account setup with the app, with no success. I would be very skeptical of giving my financial credentials and Linking accounts to this app, given the fact that they couldn’t deal with a simple email and account linking issue.
  • Will not link with my bank accounts

    1
    By mom in a house of boys
    I am deleting this app due to it’s inability to link with my bank account, although my bank is listed. I have made multiple attempts to link them, without any success. Also lack of technical support is an issue, as I contacted the support team who were less than helpful. If they could fix these issues I would consider trying the app again.
  • Won’t link my accounts

    1
    By Vitaminred
    I would have loved to use this app but it’s basically useless since it won’t link my accounts. I sign in and it asks me my security questions and keeps repeating the same question and will never allow the account to link.
  • Todays Review

    5
    By justlaw81
    Best Personal Finance App!!! J Gold

Comments

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