Empower - Money Management

Empower - Money Management

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.0
  • Adult Rating: 4+
  • File Size: 62.20 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
5
From 3,455 Ratings

Description

Recommended by Forbes, Time Magazine, New York Times, Product Hunt and Apple as "Best Tech Apps To Help You Save, Invest, And Manage Your Finances” and "New Apps We Love", Empower is your personal financial advocate. We help you find free savings, track all your finances in one place, and reach your financial goals, whether it's building wealth or squashing debt. SEE WHY OUR USERS LOVE US: "Since using Empower, my credit score has increased from 680 to 720!" - Antonio "I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina "AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom HERE’S WHAT EMPOWER CAN DO FOR YOU: - FINANCIAL SNAPSHOT: Get clarity on account balances and track activities across bank, credit, loan, and retirement accounts (including Robinhood & Coinbase). Your spending is automatically categorized by our superior machine learning technology. Premium subscribers can create and assign your own categories. Review your spending with Custom Reports. - SAVINGS: Find "free money" with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save $230 on average by renegotiating their bills, and $460 for switching to a better insurance plan. You can also cancel unwanted subscriptions or earn more with a high-interest savings account. Make every dollar work for you. - TRACK SPENDING: Monitor your spending by category (Dining & Drinks, Entertainment) or vendor (Amazon, Uber) and get alerts when you overspend. Premium subscribers can set up an unlimited number of SpendTrackers. Never lose track again. - GET OUT OF DEBT: Set up automatic savings and debt paydown with AutoSave. Find better loans and refinance. - IMPROVE CREDIT SCORE: Protect your credit score by monitoring your credit utilization. - PAY LESS INTEREST: Explore better credit card options in order to reduce interest payments, build credit, or earn rewards. - TRANSFER MONEY: Between your existing accounts and pay credit card bills with a few simple taps. Transfers and credit card payments are always free and secure. - INTELLIGENT ALERTS: Stay on top of your money without having to log in with intelligent notifications. KNOW THAT YOU ARE PROTECTED - Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. - Your personal information is fully encrypted using SSL. Empower is free to use. We also offer a Premium membership via monthly or yearly subscriptions. We currently support U.S. banks and institutions. EMPOWER PREMIUM: For users who want to turbo charge their finances, Empower offers a premium subscription called Empower Premium. With Empower Premium, you can: - Create custom categories for your expenses. As many as you want, to make Empower truly yours! Choose from a library of emojis to add fun to your finances. - Chat with an Expert! Get your personal finance questions answered by one of our Empower Experts. - Set up unlimited SpendTrackers! Track more than one category or vendor when you upgrade. Have us keep an eye on things so you can enjoy life. Separate life from work with Business Expense categorization. Try it free for 1 month! Empower Premium subscription fees will be 3.99/month or 35.99/year. You’ll be charged as a recurring transaction through your iTunes account starting the end of your free trial (unless you cancel during the free trial). Payment will automatically renew unless you cancel your account at least 24 hours before the end of the current subscription month. You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. Privacy policy: https://empower.me/privacy Terms of use: https://empower.me/terms

Screenshots

Reviews

  • US Bank

    1
    By Dennis35081
    At first loved the app then my bank feed from my US Bank accounts went out on June 8, 2018 and it is July 14,2018 and the issue has still not be resolved, very disappointed.
  • App crashes everytime

    1
    By Yashtam
    With the latest update, the app crashes within minutes of starting
  • Can’t connect my account.

    1
    By carly0990
    I was super excited about this app. I’m a recent college grad and am trying build my savings and just be better financially. BUT it will not let me link my account... it keeps saying there is a problem and I’m not sure what it is. I know I have the correct username and password. I use PNC, has anyone else had this problem?
  • app always takes a long time to open

    3
    By ohdono
    app always taken long time to open and sometimes gets stuck. maybe has to do with face ID, other apps work much faster. features are great but i wish they had split/modify expenses for shares bills for better accuracy. also, please enable income tracking on top of expense. no function allows to see income, only the raw value. adding custom values and separating business expenses costs money which is hugely disappointing, will be waiting for other finance apps to cover this base. clarify offers more value for less. let’s see who will do more for less
  • Intimate personable finance app

    5
    By denalismommy
    Love the simplicity of the Empower app! The automatic categorization of the app works like magic. For one time transactions I have to turn the toggle off but that beats categorizing everything every time in Mint. The app does show you offers like Mint but you can easily disable it and make everything in the Cash tab your own. And their recommendations actually save money. Small app but lots of promises!
  • Use Empower if you want to be robbed!

    1
    By DMK2480
    Immediately upon opening this app I was asked to enter user id’s and passwords for all my online financial accounts - banks, credit cards, investments. ARE YOU KIDDING??? They didn’t ask for account information – balances, transactions - they want your actual login ID and password. Surely no one in their right mind would take that risk!! I would absolutely LOVE a response from the developer - PLEASE tell me if I’m wrong!!
  • Great app honestly

    5
    By law_nic
    Im telling all my friends about this because it makes keeping track of my finances so much easier
  • Not as Good as Penny :(

    3
    By Déprimé
    My favorite transaction-keeping app Penny was being closed down. Before then, Penny suggested a few apps we could try that were similar and this was one of them. I do really like the layout of everything. It’s very simple and easy to process. Penny actually was inferior in this regard. However, one MAJOR thing I looooved about Penny was that we could change the dates/names of transactions, and add notes (what exactly did I buy: milk, eggs, new planner, Target gift card, etc). This is great for when you have a million receipts and no time to sift through each one, but you still want to know exactly what you bought and when. Also helpful when your transactions post a lot later than the actual transaction date. (Target Debit Card!!) I was able to SEARCH for specific transactions!!! I could type in the amount charged (1.71) and it would show all of the transactions that cost $1.71. I could type in any part of the description to find specific transactions (planner) and it would show me all the transactions that I bought planners in! It was so very convenient, and I am DEVASTATED that Penny had to go. Penny was almost perfect, and I’m hoping so much that Empower implements this same system. Another small gripe I have is the fact I was supposed to get 6 months of free premium if I signed up for Empower through Penny. I did sign up through Penny, and was charged after 1 month. Not cool, especially when I messaged the team about it when I signed up and they reassured me that they would switch the free premium on for me!
  • Great app

    5
    By saint kpab
    Wish I found out about it earlier
  • Best app ever

    5
    By mommy2LR
    This tracks my spending and shows me my problem areas I recommend this app to everyone in need of money management

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