Empower - Get Paid to Bank

Empower - Get Paid to Bank

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.17.1
  • Adult Rating: 4+
  • File Size: 87.74 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
From 6,474 Ratings


Earn 2.15% - 4.30% on savings and up to 2% cashback on debit. No fees or minimums. Join nearly half a million who are getting rewarded & building savings. Why not get rewarded for banking? Earn money on both your checking and savings account, regardless of your balances. Get a 24/7 Financial Assistant. And never pay any fees, ever again. Featured by Apple as “New Apps We Love”, The New York Times, Time, and Forbes, Empower’s no-fee mobile banking is easy to use and unmatched in its rewards. Accounts are FDIC-insured up to $250,000. It takes only 3 minutes to sign up for Empower banking. You get: * Checking account with up to 2% cashback on debit * Savings account earning 2.15% - 4.30% * A 24/7 AI-powered Financial Assistant * Instant push notifications for all debit card transactions * Seamless budgeting * Get 30 days of Rewards Boost for referring friends. Get an extra 1% cashback on debit and an additional 2.15% per annum on your savings on top of the standard 2.15% APY! Talk about unmatched rewards! * No fees * No overdrafts * No foreign transaction fees * No minimum balance requirements * FDIC insured up to $250,000 * Network of 25,000+ free ATMs * One free out-of-network ATM reimbursement per month, anywhere in the world! * Apple Pay support * Protection from unauthorized purchases through Visa's Zero Liability Policy IN ADDITION, GET EMPOWER'S 24/7 FINANCIAL ASSISTANT FEATURES: * See all of your accounts in one place—including bank, credit card, loan, retirement, and crypto * Protect and improve your credit scores by monitoring your credit utilization * Track your spending and get insights into where it’s going * Create budgets, including being notified when you’ve spent too much on coffees this month * Save money by cancelling subscriptions or asking us to negotiate cell phone/Internet/cable/home security bills * Refinance your debt by accessing low-interest loans, even without a great credit score * Check your balances and transactions on your phone—anytime, from anywhere * Have a pair of eyes on your money 24/7, alerting you of anything unusual * Chat with a personal finance coach about your money questions EMPOWER’S STATE-OF-THE-ART SECURITY FEATURES INCLUDE: * Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. * Your personal information is fully encrypted using SSL. HERE’S WHAT OTHERS HAVE TO SAY: * Forbes: “The app will let you renegotiate big bills you didn't even realize you could reduce.” * Time: “Get some help cleaning up with Empower, a new money management app designed to help you make sense of your financial life.” * The New York Times: “Empower focused on “finding” people savings by analyzing their accounts and suggesting higher-interest savings, lower-interest cards, and subscription cancellations.” The Empower savings and checking accounts are opened and maintained with, and the Empower debit card is issued by, Evolve Bank & Trust, member FDIC. 4.30% per annum = 2.15% APY + 2.15% per annum Boost for one month per referral. No fees, No minimum balance. 2.15% Annual Percentage Yield (APY) may change at any time. APY as of Feb 6th, 2019. Earn 1% cashback on the first $1,000 each month. Earn an additional 1% cashback on the first $1,000 for each referral period.



  • Savings and checking

    By Jaymoore31
    Love my accounts just started using and so far so good will continue to use I say the only thing missing is able to cash checks within the apps you get that then you’ll be golden👍🏿
  • Amazing

    By hoopes4908
    So far it’s incredible. Time will tell once I start running all my funds through it.
  • The best online banking app!

    By J.I. Joe blue
    I’m glad I seen a ad on Facebook about this app. I haven’t had any problems with this app. Work amazing and I only have great experiences. A must have app!
  • Deposit didn’t post

    By mz.hipps
    Woke up with no deposit. Paycheck was sent to this account and it didn’t post. How don’t you get paid the morning your suppose to be paid!!! Can’t call anyone cause it’s not a number. Just email. I’m done with this bank service. This is a joke Foreal
  • Great tool

    By Ivy Nicoue
    This a great tool if your trying to get your finances in order I really recommend it. It’s everything you didn’t know you needed or wanted. You’ll learn a lot and all your finances will be at the touch of your finger tips
  • great!

    By Holland-
    i really enjoy the idea of this and so far it’s worked nicely for me. also i love how the app looks!
  • New user

    By firstblood13x1243
    This is a really good app I’m new to empower and it is great
  • Momma317

    By Mommabtw12
  • Isn’t working efficiently

    By Bryanmd88
    Was working fine for weeks, suddenly certain features of the app don’t work. I keep my card locked, I do not have he ability to unlock my card sometimes, which is inconvenient *Update: I was able to access my funds but still get issues where it “hangs” for minutes at a time while trying to log in. Other than that this is a good app for banking.
  • Review

    By babynikki1
    I like them I haven’t had any issues with them at all😊