Empower - Banking & Budgeting

Empower - Banking & Budgeting

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.4.1
  • Adult Rating: 4+
  • File Size: 82.07 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
From 4,354 Ratings


The Empower app is the home of “Your 24/7 Financial Assistant” and Empower banking, the mobile bank with unmatched rewards. “Your 24/7 Financial Assistant”: Link your existing bank accounts to have the app watch your money 24/7, analyze your accounts for saving opportunities and help you squash debt. Our users have saved thousands of dollars by tracking their spending, taking our recommendations and setting up automatic saving. Empower banking: Get a no-fee, no-minimum checking account with free ATM, 1% cash back, a high interest savings account, and a beautiful, award-winning personal finance assistant app that helps you make better financial decisions. Join the waitlist today for unmatched banking. Forbes: “The app will let you renegotiate big bills you didn't even realize you could reduce” Time: “Get some help cleaning up with Empower, a new money management app designed to help you make sense of your financial life” NYTimes: “Empower focused on “finding” people savings by analyzing their accounts and suggesting higher-interest savings, lower-interest cards, and subscription cancellations, among lots of other features” Business Insider: “ Thanks to its ability to house and track all my financial activity in one place, plus the active role it plays in finding me hidden savings, Empower is now the only personal finance app I use.” WHY OUR USERS LOVE US: "Since using Empower, my credit score has increased from 680 to 720!" - Antonio "I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina "AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom DEETS AI assistance: - Link external accounts and manage all your money from one place - Track spending, set up goals and get alerts to stay accountable - Intelligence assistance scans your accounts for savings, such as bills you can negotiate or cheaper car insurance - 4.8 star rating by 3,500 iPhone users Empower checking & debit card: - 1% cash back on the first $1,000 of purchases on the debit card - No fees, no minimums - 25,000 free ATMs in the US - 1 out-of-network ATM reimbursement a month (anywhere in the world) - No foreign transaction fee - Lock & request new card in app - Instant notifications of transactions for enhanced security - Visa Zero Liability Policy protects you against unauthorized purchases Empower savings: - 1.85% APY - No fees, no minimums - Instant transfers to your Empower checking & debit card - Automated saving from Empower checking account SECURITY - Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. - Your personal information is fully encrypted using SSL.



  • Crap

    By Meggylynn24
    I was so excited about using this app. But sadly none of my accounts will link. All of the information is correct but will not connect to any of them. Sadly had to delete.

    By Happyhappyhappy1024
    If you’re like me (the kind of person who just swipes her card and doesn’t think twice) then this app is a must-have for you. You link your bank account to it and it tracks all your transactions. You can set a total budget for the month and then smaller budgets in certain categories e.g. groceries, auto & transport, shopping, dining. It lets you know when you’re coming close to your overall budget and close to the smaller budgets. Since I’ve had this app I’ve cut how much I spend eating out almost in half! I will forever have this app on my phone. This is one of those apps that you don’t delete, even when you’re running low on storage on your phone. Oh did I mention it’s FREE?!??? best app ever!!
  • Overall Great App

    By Anna_C95
    Overall I really love this app. It’s a super easy way track my spending and set budgets for myself even with just the free version. That said I have few wishes for the app. 1. It can a couple days for transactions to show up in the empower app even after they’ve been posted to my other online banking statements, so I’d love it if I could happen faster. 2. I wish the data it collected went back further than several from when you sign up for empower. 3. I would love for there to be a way to input and track cash transactions. And lastly please please please bring back support for linking Venmo! I pay my share of utilities and rent to my roommates with Venmo so I loved being able to track that in empower, not to mention friends paying me back for shared rides and dinners!
  • A great way to see all your spending

    By Nerdybails
    If you want to realize how terrible Bank of America is. Just use this app and realize how bad a job they do, from interest to fees.
  • App error message

    By Eisdame
    I attempted to download this app several times with no luck, kept getting the error message “Can not download this app now try again later “
  • Do not update.

    By ksmarie333
    This app was amazing. I updated it yesterday and when I went on today, all my account info was deleted and wasn’t there. 😞
  • App need change

    By yz30615
    This app doesn’t have transaction history link. It will be much better if people can see how much money goes into certain fund after a paycheck contribution.
  • Yes

    By BTaxman
    So far so good
  • Almost Perfect

    By cmoniiieyeeyuy
    I very rarely write reviews, but for this app I’m going to make an exception. I’ve been searching for a budgeting and savings app for a while now, and I’ve tried competitors like mint and even gave a couple paid offerings a shot. Honestly, this app is far better than the competition. It includes all the same features you’ve come to expect in a budgeting app such as financial advice and linking accounts, but it does it better. One good example of its superior customer experience is the feature to add and remove specific accounts from your financial institution (For instance, if you have a savings account connected to your chase checking account that you’ve never touched, it’s not going to be around to irritate you and take up space.) This app even lets you link your investment institutions and lets you see how your securities are doing right in the app! My only gripe is that for whatever reason I’m having trouble connecting my Robinhood account. If anyone from customer service sees this review, I’d be very grateful for some assistance. : )
  • Unfortunately...

    By Ubitchesalwaystakemynamewtf
    I only gave 2 stars because apparently you have to already have a bank account just to sign up yet it says empower offers mobile banking...