Experian Credit Report & Score

Experian Credit Report & Score

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.4.0
  • Adult Rating: 4+
  • File Size: 97.80 MB
  • Developer: Experian
  • Compatibility: Requires iOS 10.3 or later.
Score: 4.5
4.5
From 21,207 Ratings

Description

Get your FREE Experian Credit Report & FICO® Score – anytime, anywhere! Checking your own report doesn’t hurt your credit, and there’s no credit card required. See what's helping or hurting your score, learn how your report impacts your score, check your credit report for accuracy and interact with your credit in a completely re-imagined way. You’ll get credit monitoring with real-time alerts and notifications on your iPhone or iPad when key updates to your Experian Credit Report & FICO Score are detected. You can also find and choose credit cards with better approval odds. Experian CreditMatch™ applies your FICO Score so you can apply with confidence. KEY FEATURES: FREE FICO SCORE^ • Track how your FICO Score changes over time and see which of your financial behaviors are helping and hurting your FICO Score. • Your FICO Score will automatically be updated every 30 days when you sign in. FREE CREDIT REPORT • View your Experian Credit Report to better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when your FICO Score changes, a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • Spin the Credit Summary wheel to see the five key elements that make up your FICO Score based on your Experian Credit Report. CREDITMATCH – SEE, CHOOSE & APPLY* • See the credit cards that best match you based on your FICO Score. • Compare your best options and make your choice. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report & FICO Score really free? A: Yes, Experian provides a 100% free credit report & FICO Score. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report & FICO Score update? A: Your free credit report & FICO Score is updated every 30 days upon sign-in. Q: What if I already have an Experian CreditWorks or IdentityWorks account? A: If you already have an account through one of our domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through your iTunes account will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscription or to disable auto-renewal, after purchase go to My Account -> Manage Membership within the app. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree ^FICO Score powered by Experian data. *Offers are not available in all states. Credit score calculated based on FICO Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.creditmatch.com

Screenshots

Reviews

  • 👍

    5
    By Dani Salguero
    I like it a lot.
  • Paul Odom

    5
    By Hghjkuu
    Thank you👍
  • Review

    5
    By another not so happy camper
    The Ap before this one was way better. My favorite part was the one where you could request offers and different companies would pop up. If there were no offers, you knew to get your score higher. It was a useful tool. The new Ap seems to be more stringent and that part is left out. The part where you could see a graph of your score status was also a good one. It seems that the cost of the ap keeps going up.
  • User friendly interface.

    5
    By KingsleyTran
    This app is a good tool to manage everything about my credit profile.
  • Credit Report and FICO

    5
    By Francia J R Paulino
    It’s been very informative and accurate. I love the matching possibilities for credit cards and the details of convenience if you decided to open a new account
  • I’m satisfied

    5
    By j2dagee
    My experience has been great! I tarted off with the $9.99 plan and after a while decided to go for the upgrade in order to have access to my transunion and equifax as well! The later two only update the score once a month it it is accurate. Credit Karma and other apps are 3rd party and can’t possibly be more reliable than the source from which they get the information themselves; so they run behind and the score is always different. I’ve had no problems with Experian and been able to speak to live agents and get immediate results when necessary!
  • Excellent!! updates are experience with Experian!!

    5
    By Mrs. FRM
    I would like to take this moment to give Experian a five star rating they are very accurate and keeping your credit report as it should be!!! Thank you Experian for always protecting my credit and keeping my score update it as accurate as it should be!!👍👍 excellent!!!
  • Confused

    3
    By StarBurse98
    The first site was already confusing, now this one seems about the same. When I look at my score, I like to see what makes my score what it is on the front page and not have to look for it. I’ve been using this site/app for 7 years so overall, it’s an ok app otherwise I’ve would have used something else.
  • Close eye on things

    5
    By Danotops
    Helps you stay organized and top of all your bills. Actually just got approved and consolidated all my debt with the credit card suggestions. Thought that was gonna just ding my credit haha updates daily which is nice but these credit card lenders don’t so don’t expect your score to change immediately after a payment
  • Experian reviews

    5
    By delo386
    I only use Experian as a comparison to other sites to check my credit score. I have always used them since they have been a reliable source for all my accounts. I can always trust this site.

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