FERS+CSRS Retirement Estimator

FERS+CSRS Retirement Estimator

By ISD Consulting, Inc

  • Category: Finance
  • Release Date: 2016-06-11
  • Current Version: 1.6
  • Adult Rating: 4+
  • File Size: 5.62 MB
  • Developer: ISD Consulting, Inc
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 28 Ratings


FERS+CSRS is a visual retirement estimator for US Federal Employees. Free Annuity estimates for both FERS and CSRS employees with an optional upgrade for additional features. See your income over the next 50 years in a colorful, easy to understand graph. Play with different retirement dates to see how your income is affected. You may be surprised – one user discovered she could afford to retire two years earlier than expected. FERS+CSRS is a valuable tool to help you plan your retirement. 3 EASY STEPS • Enter your age & employment info • Enter your salary • Choose your retirement date POWERFUL TOOL • We calculate your earliest possible retirement date • The graph shows your income by year for the next 50 years • Identify low-income years BEFORE they happen • Supports Law Enforcement, Air Traffic Controllers, Firefighters UPGRADE FOR A MORE ESTIMATES • Support for Voluntary Early Retirement (VERA) • Support for Postponed and Phased Retirement • Survivor Benefit estimate • COLA (Cost of Living Adjustment) estimates • Social Security estimates that automatically adjust depending on your start date • TSP contribution, growth and withdrawal estimates • FERS Annuity Supplement estimate • Other income from other savings, rental income or your next career We would love to hear your questions and feedback. Contact us through the link on the Resources screen. DISCLAIMER FERS+CSRS is a valuable tool for do-it-yourself planning. We highly recommend you seek professional guidance and education. Estimates are no guarantee of retirement eligibility or income. FERS+CSRS is not affiliated with any government agency.



  • Great for FERS employees!!!

    By Bggriff
    This app easily and accurately gives a great description of how much one can expect to have in retirement. It requires some inputs of your own situational numbers, but once plugged it shows you your future financial picture.
  • Very Helpful!!

    By KRobG
    This is the best FERS retirement calculator I’ve used and it has been very helpful in providing a comprehensive view of my finances helping to plan for my retirement. The ability to try different scenarios, pull in other funding sources and see a graph of how those resources will be used for the rest of you life is fantastic. My wishlist of future improvements: Export details to a spreadsheet. Allow TSP fund withdrawal amounts to change over time. Additional funding sources.
  • ALL federal employees need this app!

    By Tat's 2
    Great app to help you make all sorts of ballpark financial guesstimates when you retire from federal service. The creators of the app are VERY responsive to questions and suggestions. I LOVE this app!!!! Try it, you’ll end up buying it!
  • Very useful app for Federal employees

    By KDC72
    Great tool, helps visualize possible retirement income. Only 2 things I would add, a way to export the data to a spreadsheet or document and a way to change TSP earnings % in retirement years as I expect to be more conservative in those years.
  • FERS Cal

    By Rcarawan
    Great app for Government employees to start planning. I am 52 and wish I had this app 20 years ago. Very enlightening shows everything from your annuity to the FERS supplement and SS. Great job and free too
  • Don’t depend on your HRO

    By 267CBCS
    This app provided me the estimate I asked for from my HRO back in June and September 2017. I have not received anything from them! This app provides the tool to build your own estimation, I used all the source documents the HRO specialist had available to them and in 30 minutes got my answer.
  • Great app for Federal Employees who are planning retirement

    By Kyron B
    This is a great app! The programmers actually updated based on feedback to add minimum retirement age (MRA) and calculate a delayed annuity...what a great feature! Very robust app!
  • Awesome!

    By CubbieHole
    Originally wouldn’t let me enter my service comp date. All but the year 2018 were grayed out, so I reported it as a bug. Developers replied ASAP to let me know that, with iPads and iPhones, you may need to select the year first. Worked like a charm! Really enjoying the app now, and it’s well worth the $4.99 for all the extra options to enter.
  • Essential Tool for Modern Feds

    By Yourmomgoestocollege12
    This retirement calculator is easy to use. I spring for the extra features because I have a lot of time to use them, and I know this will support further development of this essential tool for the modern federal employee. It is a compressive app with quality developer support. This was made by someone in the system trying to sort out their own retirement, not a consultant. This, it is awesome.
  • Excellent App

    By Canyon Ranger
    This App is one of the easiest I’ve found to better understand retirement. I have taken several classes and wish I had this at the time of taking the class. Straight forward, easy to follow, and well thought out - thanks!